Group Health Insurance
Group Health Insurance offers many benefits besides providing basic medical coverage. A group health plan spreads the financial risk between all members, while at the same time providing all members with the same basic coverage opportunities. Individual employees may be able to add policy riders and additional coverage to fit their specific needs. The premiums are usually based on the characteristics of each member of the group, such as:
- Age
- Health Condition
- Occupational Hazard
- Location
Group Health Insurance also has tax advantages. Employer contributions are generally 100% tax deductible, and employees save on payroll taxes.
Employee Benefits
At Midwest United Insurance Services, we develop employee benefit plans to bring solutions that matter to your bottom line. Having a well thought out benefit plan will help your company attain higher employee retention and satisfaction.
We strive to provide excellent service when it comes to benefit plans by offering items such as:
- Group Medical, Dental, Vision
- Group Life, Accidental Death & Dismemberment, Dependent Life
- Group Long and Short Term Disability
- Voluntary Life for Employees and Dependents
- Employee Financial Review Program
- Health Savings Accounts
- Section 125 Plans
- Voluntary Benefits
- Group and Individual Long Term Care
- Individual Medical and Short-Term Medical Plans
- Medicare Supplements and Part D
